credit analyst (mortgage brokering, permanent Work from Home)ConnectOS

Are you looking for a role that provides opportunities to develop and grow? Take the next step in your career journey with us! We'll provide you with a professional support structure and benefits to ensure you can thrive. We offer Premium HMO, awesome technology, and above-market remuneration. Our high performers are frequently invited to visit their colleagues internationally for professional development. We're always searching for great talent to join our team. If you'd like be part of a fast-growing industry leader with an exceptional company culture, we'd love to hear from you: ***********@connectos.co
Your day to day responsibilities will include, but are not limited to:
• Serving as the liaison point between Sales and the Head of Lending;
• You will work with sales to structure and price deals and prepare submissions for senior credit approval;
• Quality checks on lending submissions, confirming they meet requirements and performing or reviewing and analysing credit pricing;
• Interpreting valuations and interfacing with valuers and clients to gain clarity and determine risks and risk mitigants; overtime evolving to present valuations;
• Pricing of new deals using our proprietary pricing models;
• Supporting the Head of Lending and settlements to document and close new lending deals;
• Manage our proprietary loan tracking tool;
• Reporting directly to the Head of Lending as a credit team member;
• Practice sound credit assessment, lending decisions and accurate account management;
• Assist in building financial forecasts and complex modelling for the business;
• Documenting loan offers as instructed by the Head of Lending;
• Instructing lawyers to draft loan documentation and then reviewing to ensure all of the commercial terms have been correctly captured
Requirements
Skilled in PC based software particularly very strong Excel modelling skills;
Proficient at expressing yourself clearly - both written and oral expression;
Sound understanding of the finance industry and ideally specialist funding; • Strong attention to detail and problem solving and highly analytical;
Familiarity with the following industries will be highly desirable: banking, mortgage broking, financial planning, accounting, real estate property management, equipment rental;
Demonstrated success at negotiating debt finance transactions between risk/credit and sales
Benefits
- HMO Day 1 processing
- Permanent Work from Home Set Up
- Fixed Day Shift
- Paid Time-Off
- Quarterly Sick-Leave conversion
- Paid Government-Mandated Benefits (SSS, PHIC, Pag-IBIG)
- Equipment provided