Credit AnalystPILMICO

Company Description
Pilmico Foods Corporation is the integrated agribusiness and food company of Aboitiz Equity Ventures Inc. (AEV). Composed of four divisions: Flour, Feeds & Animal Health, Farms, and Trading, we are well positioned at the beginning of the value chain. True to our brand promise of being Partners for Growth, we nurture our business and communities by providing business solutions and building partnerships for growth.
We operate in the Philippines nationwide and have a growing international presence in the following ASEAN countries: Vietnam, Thailand, Indonesia, Malaysia, Myanmar and Hong Kong.
Investing in talent and upholding Aboitiz values of Integrity, Teamwork, Innovation, and Responsibility are key drivers to sustaining the growth of our business.
Here at Pilmico, we value each talent for the unique contribution they bring to the organization. We recognize that today's global workforce is made up of diverse individuals with different skills, abilities and aspirations that enable them to achieve superior results; as such, we select our partners based on these attributes that are not typically found in someone's resume.
We are advocates of self-development and believe that people's success lies in their passion to learn something new and different every day. This is why our hiring philosophy is to open up and give equal opportunity to any talent regardless of where they are today in pursuit of education.
Job Description
Evaluate the credit risk of a customer to determine its creditworthiness thru thorough Analysis and review of the financial data, assets, liabilities, and earnings history, assess the client's credit payment history, debt repaying history, earnings from business and purchase activities to determine the suitability for a credit line and credit terms.
Evaluation of the client's level of risk to determine if the company is protected in the event that the borrower defaults on their obligations.
Review customers to determine if they qualify for a credit facility upgrade. Which covers the borrower's repayment history, earnings information, and any history of defaulting on credit.
Review on customers subject to deactivation within the policies of the credit division
Review and analysis of delinquent accounts.
Collaborate with credit bureaus and other related organizations.
Communicate with the customers from time to time regarding issues in the collection, past due balances, over the credit limit, and extension of credit terms. It also involves monitoring and maintaining the overall credit exposure of the company.
Communicate with customers regarding issues and other general inquiries and relate customer interaction with the sales team.
Qualifications
Must be a degree holder in Accounting or Internal Audit
CPA is a plus but not a requirement
With at least 3 to 5 years experience in banking (pref. loans dept or credit dept.)
Not more than 28 years old
Additional Information
Cebu base employee
Pilmico

Cebu City, Cebu
Permanent
Full-time