Credit Analyst | credit underwriterFinstro Philippines Inc.

Job Description:
Finstro is an award-winning provider of B2B trade credit and payments company. Finstro combines financial technology, innovative thinking and experienced leadership to deliver solutions that facilitate business to business trade and inspire growth.
Founded in 2012 and headquartered in Sydney Australia, Finstro has helped over 7,000 businesses and deployed over $1 Billion of funding.
Finstro is well resourced and has strategic partnerships and 80 + staff located across many countries to support our established operations in Australia, Manila and USA.
Our vision is to deliver trade credit and payment solutions that support business and inspire growth.
In the pursuit of that vision, we are expanding our Manila based team in a number of areas. If you have energy, ambition and want to work for a dynamic, rapid growth, B2B FinTech business, there are exciting opportunities, to advance your career by joining our global team.
Credit Analyst - The purpose of this role is to ensure efficient and effective credit assessment for new clients and quality interactions with the respective Business Development Managers, Account Managers and Head of Business Finance in concert with the Head of Credit.
This role will be based in our BGC office in Manila but will work in Sydney, Australia time.
Roles and responsibilities:
Provide timely and accurate credit assessment of new & existing clients for facility limits up to $100k, appropriate reasoning evident when outside policy.
Back up for Preparation of Credit Submissions for deal size greater than $100k, including applying for Trade Credit Insurance.
Validation of all transactions to ensure fraud risk is minimized for both domestic and international transactions.
Create feedback loop with Head of Credit to identify and address trends in high-risk client applications and transaction management.
Management of Client applications, queries and challenges posed by Business Development Managers, Account Managers & Referral Partners.
Timely registration of PPSR interests for all approved clients - within 2 weeks of Approval Date
Preparation & submission of Equifax Alert Files
Review and interpret financial statements as part of a loan application, which includes bank statements, payslips, government benefits and other financial records to validate employment and income
Requirements:
A Bachelor's/College Degree in Accounting, Finance or equivalent
At least 2-3 Year(s) of working experience in Banking/Financial Services is required for this position specializing in fraud analysis, loan applications and credit analysis.
Extensive experience within SME credit assessment for Cashflow Finance and/or Equipment Finance
Advanced interpersonal skills and the willingness to have difficult conversations with internal and external stakeholders.
Understanding of Equifax and/or other Credit Bureau's standards and procedures.
Experience working for an Australian or any financial institution, an advantage.
Ability to write credit proposals that serve the interest of all parties involved.
Excellent written and verbal communication skills.
Ability to proficiently manage multiple tasks at the same time.
Self-Motivated, and creative
Willingness to learn and grow in a team environment.
Able to work efficiently and meeting deadlines.
Amenable to work in Sydney, Australia Time zone.
Entry Level / Junior, Apprentice Accounting and Finance Financial Technology 1 opening Bachelor's degree graduate
Finstro is an award-winning provider of B2B trade credit and payments company. Finstro combines financial technology, innovative thinking and experienced leadership to deliver solutions that facilitate business to business trade and inspire growth.Founded in 2014 and headquartered in Sydney Australia, Finstro has helped over 7,000 businesses and deployed over $1 Billion of funding. Finstro is well resourced and has strategic partnerships and 80 + staff located across many countries to support our established operations in Australia, Manila and USA.
Kalibrr

Taguig City, Metro Manila
Permanent
Full-time