sales Officer - sbm leasing (cebu)Security Bank

About Security Bank
We are the Philippines' largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016-the Bank of the Year - Philippines by The Banker.
We're changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.
Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we're far from done.
In our constant pursuit of excellence and improvement, we create teams that support our business and each other.
The Role
As a Sales Officer - SBM Leasing, you will be responsible for all sales and marketing activities from lead generation/handover from distributor to close within the target market. You will develop and implement with the Sales Team Head/Sales Head a marketing plan and shall work with the Sales Team to deliver customer satisfaction and revenues that will achieve the business plan. You shall ensure that the desired profitability is achieved vis-à-vis the risk profile of the account.
How you'll contribute
Developing annual business, sales, or marketing plan in conjunction with Sales Team Head/Sales Head, which details activities to follow during the fiscal year, focusing on meeting or exceeding sales quota and by raising the brand awareness of the Company
Recommends/proposes sales-related activities that will generate more bookings and raise brand awareness of the company
Maximizing all opportunities in the process of closing a sale resulting in the taking of market share from other competitors
Selling consultatively and making recommendations to prospects and clients of the various solutions the company offers to their business issues, including financing from SBC
Developing a database of qualified leads through referrals, telephone canvassing, face-to-face cold calling on business owners, direct mail, email, and networking
Creating and conducting effective proposal presentations
Preparing a Credit Proposal that reflects the requirement of the Company and justification for the credit structure. Presents clear and accurate detailed information with regards to the account's operations, management, and financials. Defines the risks involved as well as mitigating factors to resolve these.
Working with the Financial Analyst Team for the completion of the Credit Proposal
Maximizing the earning potentials and business growth from existing accounts thru effective relationship management with account planning, account profitability, and risk management tools
Keeping himself/herself updated with the Credit Policy and its revisions/enhancements to ensure compliance with the Company's/parent bank's credit policies as well as other governing policies that are processed and recommended
Benchmarking/networking with other Sales Officer/Relationship Managers including those in the parent bank and its subsidiaries to gather vital information with regards to the account as well as an industry practice in general
Together with Sales Team Head, Financial Analyst, and Financial Analyst Head, presenting and justifying account for approval of the proper approving authority/body.
What we're looking for
With at least 3 years of experience in Sales handling SME, Commercial, and/or Corporate Accounts
Good knowledge of credit, credit structuring, credit policies, transactional procedures, and product features. Knowledge of regulatory aspects of lending and banking, and legal documentation.
Good interpersonal, marketing, and analytical skills. Needs analysis and solutions matching skills.
Outgoing and has a passion for customer service and collaboration with shareholders, product, and operational partners. Has the capacity to intelligently interact with senior leaders, whether internal or external. Aggressive in looking for opportunities to expand client relationships.
Security Bank

Cebu
Permanent
Full-time