Credit authorizerSecurity Bank

Workplace: MetroManila, Manila, Makati
Salary: Agreement
Work form: Full time
Posting Date: 07/11/2025
Deadline: 30/11/2020

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About Security Bank
We are the Philippines' largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016-the Bank of the Year - Philippines by The Banker.
We're changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.
Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we're far from done.
In our constant pursuit of excellence and improvement, we create teams that support our business and each other.
The Role
As a Credit Authorizer, you will manage and handle credit authorization requests within the approved level of authority ensuring high level of quality service while managing credit risk.
How you'll contribute
Resolves complaint of cardholder associated from non usage of card or decline transaction but not limited to distorted account balances, non - activation of the card, available balance, wrong expiry of the card, etc. by checking decline reason, card status and correcting account computation using the host system in order to correct the account and ensure successful approval request.
Identifies and escalates suspicious activities from reviewed accounts to Fraud Investigation Team for proper checking of account and mitigation of possible losses.
Ensures that the infractions enumerated and/or implied in the Code of Discipline are observed and are not violated as these are subject to disciplinary action, possible termination as well as civil or criminal penalties.
Processes authorization activities such as merchant / branch call for authorization, bonus application, temporary increase in credit limit request, change of status, continuous billing authorization and cancellation request from merchant following the authorization guidelines and procedure in approving or declining a transaction.
Reviews daily operation of the Department through day 2 changes checking to validate team's process and mitigate potential complaint.
Generates and monitors data-driven reports that will provide support in handling IMS concerns such as mobile updates, unblocking and enrollment of card number to promote utilization of the card in Card not present environment.
Ensures that the Terms and Conditions indicated on the Security Information Manual and the roles assigned in the Business Continuity Risk Management Plan and Risk Control Assessment Testing are read, understood and complied in order to protect the confidentiality, integrity and availability of information and information systems.
What we're looking for
Bachelor's Degree in any related field
Knowledge of MS Office Applications
Effective interpersonal and communication skills
Able to resolve issues, ability to provide data-driven and comprehensive reports, able to prioritize and meet tight deadlines and desire to continuously learn and improve.
Security Bank

Other Info

Makati City, Metro Manila
Permanent
Full-time

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Security Bank

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Makati City, Metro Manila


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Makati City, Metro Manila

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