Credit AnalystPJ Lhuillier Group of Companies

This position is primarily responsible for determining the credit worthiness of bank client applying for. The position is also responsible for loan analysis, preparation of credit analysis and credit risk rating on loans to be presented to the Credit Committee and/or Board of Directors and performance of the annual credit reviews.
Renders sound credit recommendation in accordance with the bank and regulatory standards
Conducts comprehensive analysis of financial statements to assess credit proposal, and annual due diligence of existing accounts.
Conducts financial evaluation and prepares re-casted financial statements as needed for a more thorough evaluation of the accounts.
Recommends risk rating changes when all documents are validated.
Offers credit facilities appropriate for the business requirements and the bank's risk appetite in alignment to the bank standards.
Candidate must be a graduate of BS Accountancy, business, economics or any related fields.
Must have at least (3) three years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions, credit risk evaluation, leasing business, financial statement evaluation
Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.
Willing to work in Bacoor, Cavite
Retirement Benefit Plans
Special Leave Benefits for Women
Single Parent Leave
Medical / Health Insurance
Paid Sick Leave
Employee Discounts
Performance Bonus
Paid Bereavement/Family Leave
Paid Holidays
Paid Vacation Leave
Maternity & Paternity Leave
Entry Level / Junior, Apprentice Accounting and Finance Financial Services 1 opening Bachelor's degree graduate
The P.J. Lhuillier Group of Companies is composed of various companies ranging from its flagship business of pawn brokering to local and international remittance, micro-insurance, rural banking, hotel and restaurant management, jewelry and sports accessory retail, information technology, real estate, professional management, and corporate social responsibility.HistoryFormally established in 1988, PJ Lhuillier,Inc. (PJLI) is a dynamic, multi-industry company that owns and operates businesses dealing with pawnshop, non-pawnshop financial services (banking, international and local remittance, non-life insurance, electronic loading, bills payment, and collection service), retail (jewelry and health and wellness products), hotel and restaurant management, information technology management, sports, and real estate/property management.It is the proud parent company of Cebuana Lhuillier, one of the leading and largest non-bank financial services providers in the Philippines with over 1,700 branches nationwide. PJLI attributes its dominance in the industry to integrity and heartfelt service, its robust network of local and international industry partners, and its steadfast commitment to nurture market-leading businesses for its growing clientele.Today, the P.J. Lhuillier Group of Companies seeks to become the best and preferred microfinancial and business-to-business solutions partner. The company intends to fulfil this vision through rendering dedication, hard work, and service.Company MissionTo enable more Filipinos to have access to financial solutions.Company VisionTo be the best and preferred microfinancial and business-to-business solutions partner with a heart.
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