parabroker/senior Credit AnalystHunt St

Looking for Philippines-based candidatesJob Role: Parabroker/Senior Credit AnalystCompensation: $1,800 AUD / Monthly with salary review after 6 monthsEngagement type: Independent Contractor AgreementWork Schedule: This role is expected to align with the AU business hours (approx. 9 AM - 5 PM, Monday to Friday) for collaboration, but as a contractor, you'll have flexibility in how you manage your time.Who We Are: At Hunt St, we help Australian companies hire top remote talent in the Philippines. For this role, you will be engaged directly by the client as an independent contractor. We are not an outsourcing agency. All of our roles are 100% remote so you'll be able to work from home.Who The Client Is: A specialist finance brokerage dedicated to helping everyday Australians access home, personal and commercial lending solutions with clarity and care. From first-home buyers to small business owners, our team takes time to understand your vision and sources the right loan products to suit your goals.Role Overview: The Senior Credit Analyst is a specialised offshore position responsible for delivering high-level credit analysis, financial assessment, servicing accuracy and lending policy interpretation. Working directly with the Principal Broker, the Senior Credit Analyst manages all technical components of loan assessment across PAYG, contractor, self- employed, trust, company and SMSF borrower profiles. This role ensures loan submissions are credit-strong, compliant, lender-ready, accurate and aligned with borrower goals.Key Responsibilities:
Advanced Income & Financial Analysis
Analyse PAYG income (base, overtime, allowances, bonuses, commissions)
Assess contractor income and policy treatment
Analyse self-employed income across companies, trusts, and sole traders
Review tax returns, BAS, P&L, balance sheets, and financial statements
Identify add-backs, adjustments, and financial risks
Assess rental income, negative gearing, and SMSF income * Credit Policy Interpretation
Apply lending policy across major banks and non-banks
Interpret LMI requirements and credit scoring
Identify policy gaps and risks
Recommend lender options based on scenario and policy alignment * Servicing & Borrowing Capacity
Run serviceability using Quickli and lender calculators
Validate buffers, shading, sensitised rates, and HEM
Identify servicing risks early
Prepare servicing summaries for the broker * Submission Preparation
Prepare lender-ready submissions via LMG Podium and ApplyOnline
Write credit notes, scenario summaries, and mitigants
Ensure consistency across CRM, ApplyOnline, and lender documentation
Follow all lender checklists and document requirements * Risk, Compliance & Quality Control
Ensure NCCP, BID, and AML/CTF compliance
Conduct pre-lodgement checks
Validate documentation accuracy
Identify and escalate structural risks * Lender Liaison & Escalation
Respond to MIRs
Liaise with BDMs for policy, pricing, and exceptions
Provide scenario updates to the Principal Broker
Required Skills and Qualifications:
3+ years Australian mortgage credit experience.
Experience supporting mortgage brokers (preferred).
Strong background with self-employed income & complex borrowers.
Experience handling major & non-bank lenders.
Proven ability managing MIRs, escalations & exception cases.
Strong knowledge of Australian residential lending, including lender policies, credit assessments, and document verification.
Familiar with LMG MyCRM, ApplyOnline, and other loan lodgement platforms (Simpology or lender direct portals).
Proficient in Microsoft Office, Quickli, AirTable, OneDrive, and Outlook for workflow and communication management.
Solid understanding of compliance standards including NCCP, BID, AML/CTF, and privacy requirements.
Excellent attention to detail and ability to manage multiple loan files with accuracy and efficiency.
Strong written and verbal English skills, confident in liaising with clients, brokers, and lender BDMs.
Proven ability to prioritize tasks, meet deadlines, and maintain service-level standards in a fast-paced environment.
Tools to use
LMG Podium & MyCRM
ApplyOnline (Simpology)
Quickli
Excel (intermediate-advanced).
Airtable.
OneDrive / SharePoint.
Work Arrangement & Expectations:This is a remote role that will be set up as an independent contractor engagement.To ensure alignment and transparency, successful candidates will be expected to:
Disclose any existing ongoing roles or client work
Reflect this engagement on their LinkedIn profile (clearly marked as "Independent Contractor"
Hunt St

Philippines
Contract
Full-time