commercial Loan OfficerPalawan Group of Companies

Purpose of the Position Under the direct supervision of the Lending Center Head, the Loans Officer is responsible for ensuring new client disbursement target is achieved while maintaining a quality portfolio and a high level of client satisfaction in the assigned area. Key Responsibilities: Sales & Marketing Solicits potential quality loan clients. Attends to all client referrals from Palawan Pawnshop branches. Sets client call/appointment and presents the product features to a prospective client. Inputs all client information into the system for pipeline monitoring and management. Conducts initial credit investigation to determine if prospective clients meet the eligibility criteria. Collects and ensures the authenticity of all documentary requirements needed for credit investigation, evaluation, and appraisal. Prepares monthly sales plans including area mapping and listing of prospective clients (solicited and referred). Account Management Regularly monitor clients' loan payments for timely and accurate action until the loan is fully settled. Conduct a loan utilization report thirty (30) days after the loan has been released to ascertain use against declared purpose, to be covered with a call report for filing in the credit folder and loans system. Conducts regular maintenance calls at least once every 6 months for client interviews, validation and follow-up for renewal purposes, to be covered with a call report for filing in the credit folder and loans system. Processes loan renewals and additional credit lines whenever applicable. Performs procedures necessary on mortgage of collaterals for the security of the borrower's accounts. Qualifications: Bachelor's Degree in any business-related course. At least 1 year of sales experience in lending with a financing company, cooperative, or bank. Work Arrangement: Onsite Monday - Friday Field Work
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Butuan City, Agusan del Norte
Permanent
Full-time